A buy-to-let mortgage is designed for landlords who want to purchase or remortgage a property to rent out. Whether you’re a first-time landlord or building an existing portfolio, arranging the right mortgage is key to long-term success.
At Northants Mortgages, we provide clear, practical buy-to-let mortgage advice, helping you find a solution that suits your investment goals and financial position.
Supporting landlords at every stage
Buy-to-let mortgages are assessed differently to residential mortgages. Lenders will typically consider:
- Expected rental income
- Property value and loan-to-value (LTV)
- Your personal income and credit profile
- Whether the property is owned personally or via a limited company
As a whole-of-market mortgage broker, we compare a wide range of buy-to-let lenders — including specialist providers — to find suitable options for your circumstances.
Lets us help…
If you’re considering investing in property or reviewing your existing buy-to-let mortgage, we’re here to help. We advise on:
- First-time buy-to-let purchases
- Portfolio landlords
- Remortgaging buy-to-let properties
- Limited company buy-to-let mortgages
We’ll explain lender criteria clearly and guide you through the application process from start to finish.
We worked with Northants Mortgages for a remortgage of our Buy to Let.
We have used Simon on a number of occasions. He is always attentive and responds quickly to messages and emails. He has always come up with great deals to match our criteria.
Got more questions?
No problem at all. We understand that buy-to-let mortgages can feel complex, particularly with different lending rules and criteria. As experienced mortgage advisers, we’re experts in arranging buy-to-let mortgages and supporting landlords from Northampton and surrounding area at every stage. We’d be happy to speak with you either face-to-face or over the phone, so please feel free to get in touch.
