Landlord insurance is designed to protect property owners who rent out residential property. It can help safeguard both your investment and your income against risks such as damage, loss of rent, and liability claims.
At Northants Mortgages, we provide clear, straightforward landlord insurance advice, helping you arrange cover that suits your property, tenancy type, and long-term plans.
What Does Landlord Insurance Cover?
Landlord insurance can be tailored to include:
- Buildings cover for the structure of the property
- Contents cover for landlord-owned items
- Loss of rent following an insured event
- Property owner’s liability
Cover can vary depending on whether the property is furnished, the type of tenants you have, and how the property is let.
Protecting Your Rental Investment
Every rental property is different. We’ll help you consider:
- The right level of cover for your property
- Optional extras and exclusions
- Whether specialist landlord policies are appropriate
Our aim is to help you protect your investment while keeping things simple and easy to understand.