A commercial mortgage is used to purchase, refinance, or develop property for business or investment purposes. This can include offices, retail units, warehouses, mixed-use properties, and commercial premises with residential elements.
At Northants Mortgages, we provide clear, practical commercial mortgage advice, helping businesses and investors secure finance that supports their long-term goals.
How commercial mortgages work
Commercial mortgages are assessed differently to residential lending. Lenders will typically consider:
- The type and value of the property
- Business accounts and trading history
- Rental income (where applicable)
- Deposit size and loan structure
Each lender has its own criteria, and terms can vary significantly. As a whole-of-market mortgage broker, we compare a wide range of commercial lenders to identify suitable options for your circumstances.
Lets us help…
If you’re considering a commercial mortgage and want advice tailored to your business or investment, we’re here to help.
Whether you’re expanding, refinancing, or investing, we’ll guide you through your options and manage the process from start to finish.
Got more questions?
No problem at all. We understand that commercial mortgages can feel complex, with different lending criteria and longer-term commitments. As experienced mortgage advisers, we’re experts in arranging commercial finance and can guide you through your options with clear, straightforward advice. We’d be happy to speak with you either face-to-face or over the phone, so please feelfree to get in touch.
