Moving home is an exciting step, but arranging the right mortgage can feel complex. At Northants Mortgages, we provide clear, straightforward moving home mortgage advice to help you secure the right deal for your next property.
Whether you’re upsizing, downsizing, or relocating, we’ll guide you through your options and manage the mortgage process from start to finish.
Lets talk options…
When you move home, you usually have two main mortgage options:
- Porting your existing mortgage to your new property (if your lender allows it)
- Taking out a new mortgage to suit your changed circumstances
We’ll review your current mortgage, assess whether porting is possible, and compare it against new deals from across the market — helping you decide which option is best for your situation.
When moving home, your borrowing needs and affordability may have changed. Lenders will reassess your application based on:
- Your current income and outgoings
- Property value and loan-to-value (LTV)
- Credit profile
- Any changes in employment or household finances
As a whole-of-market mortgage broker, we know which lenders are most flexible for movers and can match your circumstances to the right provider.
Lets us help…
If you’re planning to move home and want expert advice tailored to your next step, we’re here to help.
Moving home often involves tight timelines and coordination between estate agents, solicitors, and lenders. We help keep things on track by:
- Securing a Decision in Principle early
- Managing mortgage applications and paperwork
- Liaising with lenders on your behalf
- Keeping you informed at every stage
At Northants Mortgages our aim is to remove uncertainty and help your move progress as smoothly as possible.
"We have been using northants mortgage services for over thirteen years, they have arranged 4 mortgages for us in that time and we have always been very happy and impressed with the service, Simon is very professional and always happy to help in anyway he can, this helps to make the application process a lot less stressful and we have always received and very competitive interest rate."
Got more questions?
No problem at all. We understand that moving home can feel complicated, especially when there’s a lot to juggle at once. As experienced mortgage advisers, we’re experts in arranging mortgages for home movers through-out Northampton and surrounding area, and can guide you through your options with clear, straightforward advice.
We’d be happy to speak with you either face-to-face or over the phone, so please feel free to get in touch.
